The Operating System & Distribution Rails for Tokenized
Real-World Assets

Build, govern, and distribute tokenized assets across platforms and jurisdictions using a neutral operating system layer.

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RWA Market by 2030

$16T+

CAGR Tokenized AMG

40%+

On-Chain Settlement

24/7

Trusted by Institutions Building Regulated On-Chain Markets 

70+ ecosystem partners • 16+ live networks • Multi-jurisdiction deployments

70+ ecosystem partners 16+ live networks Multi-jurisdiction deployments

WHY TOKENIZATION DOES NOT SCALE

Technology Exists. Market Structure Does Not. 

Compliance and identity fragment
by platform

  • Regulatory rules, KYC, permissions, and ownership are rebuilt independently on every venue.

Assets are locked to their issuance venue

  • Once issued, assets cannot move or be accessed consistently across markets.

Regulatory oversight fails to scale

  • Fragmented infrastructures prevent a unified, end-to-end supervisory view.

Regulatory logic is re-implemented independently across venues instead of enforced once at the asset level.

Compliance is rebuilt per platform

Assets cannot move or be accessed consistently across markets once issued.

Distribution remains venue-bound

KYC, permissions, and ownership rights do not persist across platforms.

Identity and entitlements fragment

Regulators lack a holistic view of asset behavior across jurisdictions and infrastructures.

Supervision cannot scale

What does not exist is a neutral operating layer that governs how assets behave and how they reach markets once tokenized
Without it, markets become operationally fragile and structurally siloed.

Issuance Tools Exist

Blockchains Exist

Custody Exists

Compliance Tooling Exists

One Operating System. Every Asset. Every Market.

Zoniqx replaces fragmented tokenization stacks with a single, neutral operating system that governs how assets behave and how they reach markets at scale. Instead of rebuilding rules, compliance, and access logic for every platform, Zoniqx embeds them directly at the asset level.

WHAT
ZONIQX DOES

Institutions, networks, and service providers interoperate without being bound to a single venue or custodian.

Ecosystems coordinate without lock-in

Access and distribution are policy-controlled

zConnect governs who can access assets, where, and under what conditions.

Asset behavior is defined once

Rules, rights, and constraints are set at issuance and persist across jurisdictions.

Identity and compliance live at the asset layer

KYC, permissions, and regulatory logic travel with the asset.

Transfers and lifecycle events are governed

Issuance, transfer, and restrictions execute through embedded policy.

WHAT ZONIQX DOES

One Operating System. Every Asset. Every Market.

Zoniqx replaces fragmented tokenization stacks with a single, neutral operating system that governs how assets behave and how they reach markets at scale. Instead of rebuilding rules, compliance, and access logic for every platform, Zoniqx embeds them directly at the asset level.

Asset behavior is defined once

Rules, rights, and constraints are set at issuance and persist across platforms and jurisdictions.

Identity and compliance live at the asset layer

KYC, permissions, and regulatory logic travel with the asset, not the venue.

Ecosystems coordinate without lock-in

Institutions, networks, and service providers interoperate without being bound to a single venue or custodian. As a result, assets scale across markets without re-engineering, re-integration, or re-approval at every step.

Access and distribution are policy-controlled

zConnect governs who can access assets, where, and under what conditions, without becoming a marketplace.

Transfers and lifecycle events are governed

Issuance, transfer, corporate actions, and restrictions execute through embedded policy.

WHAT ZONIQX DOES

One Operating System. Every Asset. Every Market.

Zoniqx replaces fragmented tokenization stacks with a single, neutral operating system that governs how assets behave and how they reach markets at scale.
Instead of rebuilding rules, compliance, and access logic for every platform, Zoniqx embeds them directly at the asset level.

Asset behavior is defined once

Rules, rights, and constraints are set at issuance and persist across platforms and jurisdictions.

Identity and compliance live at the asset layer

KYC, permissions, and regulatory logic travel with the asset, not the venue.

Transfers and lifecycle events are governed

Issuance, transfer, corporate actions, and restrictions execute through embedded policy.

Ecosystems coordinate without lock-in

Institutions, networks, and service providers interoperate without being bound to a single venue or custodian. As a result, assets scale across markets without re-engineering, re-integration, or re-approval at every step.

Access and distribution are policy-controlled

zConnect governs who can access assets, where, and under what conditions, without becoming a marketplace.

As a result, assets scale globally with consistent behavior, compliance, and access, independent of where they are stored, traded, or displayed.

WHY ZONIQX

Zoniqx provides modular, compliance-native infrastructure to issue, manage, and distribute
real-world assets across jurisdictions and blockchains.

Interoperable by design across chains, venues, and custodians

Compliance enforced at the asset layer,
not bolted on at
the edges

Policy-driven configuration, not bespoke smart contracts

Reusable identity instead of siloed KYC per platform

Audit-ready, regulator-aligned architecture

zConnect

the distribution and access rail of the Zoniqx operating system, governing how tokenized assets are accessed and distributed across platforms and jurisdictions.

Jurisdiction-aware access

Routes asset access based on embedded policy and local regulatory requirements.

Institutional syndication

Supports advisor-led and institutional distribution without fragmenting compliance.

Policy-governed, not venue-operated

Coordinates distribution without operating trading venues, liquidity pools, or custody.

Platform-to-platform reach

Enables compliant distribution across infrastructures while preserving asset controls.

OPERATING SYSTEM OVERVIEW

Zoniqx Governs

Issuance behavior

Identity and eligibility

Compliance enforcement

Access and distribution

Lifecycle servicing and
settlement rules

independently of where assets are stored, traded, or displayed.  This allows multiple independent actors to operate on common market rails without centralizing control.

independently of where assets are stored, traded, or displayed.  This allows multiple independent actors to operate on common market rails without centralizing control.

Infrastructure executes what policy allows. It does not define governance.

THE ZONIQX PRODUCT MODULES

zProtocol arrow
Compliance-aware asset standards (ERC-7518 / DYCIST)
zIdentity arrow
Reusable investor identity and entitlement framework
zCompliance arrow
Jurisdiction-aware regulatory policy engine
zConnect arrow
Policy-driven distribution and access routing
z360 arrow
Lifecycle management and corporate actions
zPayRails arrow
Jurisdiction-aware regulatory policy engine

zProtocol

Compliance-aware asset standards (ERC-7518 / DYCIST)

zIdentity

Reusable investor identity and entitlement framework

zCompliance

Jurisdiction-aware regulatory policy engine

zConnect

Policy-driven distribution and access routing

z360

Lifecycle management and corporate actions

zPayRails

Jurisdiction-aware regulatory policy engine

STRATEGIC RISK OF PLATFORM-ONLY TOKENIZATION

Venue-specific compliance

01

Regulatory logic rebuilt per platform increases cost, inconsistency, and supervisory friction as markets scale.

Platform-bound distribution

02

Assets remain locked to individual venues, limiting reach and preventing cross-market scale.

Siloed identity frameworks

03

Identity, permissions, and entitlements fragment across systems, breaking composability and reuse.

Regulatory friction compounds

04

Fragmented control models become increasingly regulator-unfriendly as activity spans jurisdictions.

Infrastructure for Every Regulated Market Participant

FOR ASSET MANAGERS & ISSUERS

Launch once. Distribute institutionally.

• standardized issuance
• asset-level compliance
• multi-platform distribution
• custodian-neutral settlement

FOR CUSTODIANS & TRUSTEES

Extend beyond safekeeping into governance.

• asset-level enforcement
• entitlement controls
• corporate action orchestration

FOR PLATFORMS & EXCHANGES

Expand offerings without compliance liability.

• faster product onboarding
• policy-enforced access
• regulator-friendly models

FOR BLOCKCHAINS & FOUNDATIONS

Become institutional-grade infrastructure.

• compliant asset standards
• issuer ecosystem enablement
• regulatory readiness

FOR GOVERNMENTS & PUBLIC SECTOR

Digitize registries with lifecycle governance.

• land and asset registries
• jurisdiction-aligned controls
• auditability and transparency

ECOSYSTEM & PARTNERS

Control Layers Create Network Effects 

• Standardization increases
• Onboarding friction reduces
• Compliant distribution expands

Zoniqx strengthens as adoption grows.

STANDARDS & REGULATION

Asset-level controls scale supervision 

• Rules travel across venues
• Lifecycle oversight persists
• Jurisdictional logic applies

Regulatory logic lives at the asset layer.

FOR ASSET MANAGERS & ISSUERS

Launch once. Distribute institutionally.

• standardized issuance
• asset-level compliance
• multi-platform distribution
• custodian-neutral settlement

FOR CUSTODIANS & TRUSTEES

Extend beyond safekeeping into governance.

• asset-level enforcement
• entitlement controls
• corporate action orchestration

FOR PLATFORMS & EXCHANGES

Expand offerings without compliance liability.

• faster product onboarding
• policy-enforced access
• regulator-friendly models

FOR BLOCKCHAINS & FOUNDATIONS

Become institutional-grade infrastructure.

• compliant asset standards
• issuer ecosystem enablement
• regulatory readiness

FOR GOVERNMENTS & PUBLIC SECTOR

Digitize registries with lifecycle governance.

• land and asset registries
• jurisdiction-aligned controls
• auditability and transparency

ECOSYSTEM & PARTNERS

Control Layers Create Network Effects 

• Standardization increases
• Onboarding friction reduces
• Compliant distribution expands

Zoniqx strengthens as adoption grows.

STANDARDS & REGULATION

Asset-level controls scale supervision 

• Rules travel across venues
• Lifecycle oversight persists
• Jurisdictional logic applies

Regulatory logic lives at the asset layer.

Contact Us

WHY ZONIQX  BUILD VS BUY 

Why This Layer Will Consolidate Market control layers have historically consolidated because:

Standards require coordination

Regulators demand consistency

Participants eliminate duplication

BUILD - Fragmented Control

Fragmented standards across counterparties and jurisdictions

Regulatory oversight spread across proprietary stacks

Compliance, identity, and policy rebuilt per platform

Vertical scale, limited ecosystem reach

Higher lock-in and integration risk

Result: Control without interoperability. Scale without convergence.

BUY - Unified Convergence

Standards enforced once and applied consistently across markets

Regulators gain unified, policy-level supervision

Compliance, identity, and lifecycle logic shared across participants

Assets scale horizontally across networks and jurisdictions

Ecosystems coordinate without centralization or venue control

Result: Convergence without lock-in. Scale without fragmentation.

The Reality

Either ecosystems converge on shared control infrastructure or vertically integrated platforms impose proprietary control. Zoniqx enables convergence without centralization.

ABOUT  ZONIQX

Built to solve market-structure problems,
not token tooling

Zoniqx was built to govern how tokenized assets behave and move across markets, not to create another issuance or trading platform.

7+ years in production

operating critical infrastructure

Global operations

supporting institutions across regions

Multi-jurisdiction

deployments across regulated environments

Standards leadership

shaping how tokenized markets evolve

Clients praise our Innovations

"Zoniqx’s integration with the XRPL marks a significant milestone in the journey to enable the Internet of Value. By integrating XRPL's fast, cost-efficient blockchain technology with Zoniqx's pioneering tokenization services, the XRPL is poised to showcase unparalleled efficiency and scalability to the world of asset tokenization."

Markus Infanger
RippleX

"Hedera’s high performance, low fees, and governance model provide the ideal environment for Zoniqx's Tokenization Platform as a Service (TPaaS). Zoniqx's ability to tokenize real-world assets at scale, combined with their focus on regulatory compliance and seamless integration across multiple networks, aligns well with our tokenization strategy. We are excited to partner with Zoniqx to accelerate the adoption of tokenization, helping industries unlock liquidity and new investment opportunities worldwide."

Sabrina Tachdjian
HBAR Foundation

“We’re building a lending market perfectly adjusted to the needs of tokenized assets. Zoniqx brings on-chain the kind of assets that will be the backbone of the DeFi of tomorrow, and it’s our pleasure to bring DeFi lending to those assets today.”

João Moreira
Mystic Finance

“The ability to tokenize real-world assets while maintaining the privacy of asset details and transactions via selective disclosure, opens up potential applications for a wide range of RWAs including real estate and private equity and debt funds, insurance products, carbon credits, and alternative investments. Tokenization with selective disclosure also unlocks new financial opportunities beyond compliance and security. Institutions can enhance liquidity, transparency, and operational efficiency, modernizing asset management with shielded data and meta-data, programmable smart contracts, automated compliance, and cross-border transaction capabilities. By welcoming Zoniqx to the Midnight Ecosystem, we have a partner that can provide best-in-class RWA security and infrastructure for our growing community to bring financial products on-chain.”

Eran Barak
Midnight

"Kima's mission is to create a unified financial infrastructure that bridges the gap between TradFi and DeFi, empowering seamless, secure, and efficient transactions across diverse ecosystems. This partnership not only strengthens our commitment to interoperability but also helps us reduce complexity in implementing seamless payments across different financial ecosystems."

Eitan Katz
Kima Network

"Last year, SurancePlus incorporated digital innovations and Web3 insights, democratizing access to reinsurance as an alternative investment. We believe we were the first publicly traded company to raise capital for catastrophe reinsurance risks through the sale of tokenized reinsurance securities. Building on that success, we are delighted to have partnered with Zoniqx and we believe their state-of-the-art tokenization and digital asset lifecycle management offerings will also further enhance our RWA Tokenization and Web-3 capabilities. We have also closed our 2024 EpsilonCat Re offering and are targeting returns of approximately 42%."

Jay Madhu
Oxbridge Re

“At SERPRO, we believe that digital transformation transcends borders — it is guided by trust and shared purpose. By bringing our experience in critical national solutions to the global private market, we deliver not only advanced technology, but also reliability and digital sovereignty. Our partnership with Zoniqx strengthens this vision, opening new opportunities to build secure, innovative solutions for the future.”

Rafael Ferreira

Serpro

"Zoniqx’s integration with the XRPL marks a significant milestone in the journey to enable the Internet of Value. By integrating XRPL's fast, cost-efficient blockchain technology with Zoniqx's pioneering tokenization services, the XRPL is poised to showcase unparalleled efficiency and scalability to the world of asset tokenization."

Markus Infanger
SVP of RippleX

"Hedera’s high performance, low fees, and governance model provide the ideal environment for Zoniqx's Tokenization Platform as a Service (TPaaS). Zoniqx's ability to tokenize real-world assets at scale, combined with their focus on regulatory compliance and seamless integration across multiple networks, aligns well with our tokenization strategy. We are excited to partner with Zoniqx to accelerate the adoption of tokenization, helping industries unlock liquidity and new investment opportunities worldwide."

Sabrina Tachdjian
HBAR Foundation

“We’re building a lending market perfectly adjusted to the needs of tokenized assets. Zoniqx brings on-chain the kind of assets that will be the backbone of the DeFi of tomorrow, and it’s our pleasure to bring DeFi lending to those assets today.”

João Moreira
Mystic Finance

“The ability to tokenize real-world assets while maintaining the privacy of asset details and transactions via selective disclosure, opens up potential applications for a wide range of RWAs including real estate and private equity and debt funds, insurance products, carbon credits, and alternative investments. Tokenization with selective disclosure also unlocks new financial opportunities beyond compliance and security. Institutions can enhance liquidity, transparency, and operational efficiency, modernizing asset management with shielded data and meta-data, programmable smart contracts, automated compliance, and cross-border transaction capabilities. By welcoming Zoniqx to the Midnight Ecosystem, we have a partner that can provide best-in-class RWA security and infrastructure for our growing community to bring financial products on-chain.”

Eran Barak
Midnight

"Kima's mission is to create a unified financial infrastructure that bridges the gap between TradFi and DeFi, empowering seamless, secure, and efficient transactions across diverse ecosystems. This partnership not only strengthens our commitment to interoperability but also helps us reduce complexity in implementing seamless payments across different financial ecosystems."

Eitan Katz
Kima Network

"Last year, SurancePlus incorporated digital innovations and Web3 insights, democratizing access to reinsurance as an alternative investment. We believe we were the first publicly traded company to raise capital for catastrophe reinsurance risks through the sale of tokenized reinsurance securities. Building on that success, we are delighted to have partnered with Zoniqx and we believe their state-of-the-art tokenization and digital asset lifecycle management offerings will also further enhance our RWA Tokenization and Web-3 capabilities. We have also closed our 2024 EpsilonCat Re offering and are targeting returns of approximately 42%."

Jay Madhu
Oxbridge Re

“At SERPRO, we believe that digital transformation transcends borders — it is guided by trust and shared purpose. By bringing our experience in critical national solutions to the global private market, we deliver not only advanced technology, but also reliability and digital sovereignty. Our partnership with Zoniqx strengthens this vision, opening new opportunities to build secure, innovative solutions for the future.”

Rafael Ferreira

Serpro

"Zoniqx’s integration with the XRPL marks a significant milestone in the journey to enable the Internet of Value. By integrating XRPL's fast, cost-efficient blockchain technology with Zoniqx's pioneering tokenization services, the XRPL is poised to showcase unparalleled efficiency and scalability to the world of asset tokenization."

Markus Infanger
SVP of RippleX

"Hedera’s high performance, low fees, and governance model provide the ideal environment for Zoniqx's Tokenization Platform as a Service (TPaaS). Zoniqx's ability to tokenize real-world assets at scale, combined with their focus on regulatory compliance and seamless integration across multiple networks, aligns well with our tokenization strategy. We are excited to partner with Zoniqx to accelerate the adoption of tokenization, helping industries unlock liquidity and new investment opportunities worldwide."

Sabrina Tachdjian
HBAR Foundation

“We’re building a lending market perfectly adjusted to the needs of tokenized assets. Zoniqx brings on-chain the kind of assets that will be the backbone of the DeFi of tomorrow, and it’s our pleasure to bring DeFi lending to those assets today.”

João Moreira
Mystic Finance

“The ability to tokenize real-world assets while maintaining the privacy of asset details and transactions via selective disclosure, opens up potential applications for a wide range of RWAs including real estate and private equity and debt funds, insurance products, carbon credits, and alternative investments. Tokenization with selective disclosure also unlocks new financial opportunities beyond compliance and security. Institutions can enhance liquidity, transparency, and operational efficiency, modernizing asset management with shielded data and meta-data, programmable smart contracts, automated compliance, and cross-border transaction capabilities. By welcoming Zoniqx to the Midnight Ecosystem, we have a partner that can provide best-in-class RWA security and infrastructure for our growing community to bring financial products on-chain.”

Eran Barak
Midnight

"Kima's mission is to create a unified financial infrastructure that bridges the gap between TradFi and DeFi, empowering seamless, secure, and efficient transactions across diverse ecosystems. This partnership not only strengthens our commitment to interoperability but also helps us reduce complexity in implementing seamless payments across different financial ecosystems."

Eitan Katz

Kima Network

"Last year, SurancePlus incorporated digital innovations and Web3 insights, democratizing access to reinsurance as an alternative investment. We believe we were the first publicly traded company to raise capital for catastrophe reinsurance risks through the sale of tokenized reinsurance securities. Building on that success, we are delighted to have partnered with Zoniqx and we believe their state-of-the-art tokenization and digital asset lifecycle management offerings will also further enhance our RWA Tokenization and Web-3 capabilities. We have also closed our 2024 EpsilonCat Re offering and are targeting returns of approximately 42%."

Jay Madhu

Oxbridge Re

“At SERPRO, we believe that digital transformation transcends borders — it is guided by trust and shared purpose. By bringing our experience in critical national solutions to the global private market, we deliver not only advanced technology, but also reliability and digital sovereignty. Our partnership with Zoniqx strengthens this vision, opening new opportunities to build secure, innovative solutions for the future.”

Rafael Ferreira

Serpro

ZONIQX Stack
z360
zConnect
zProtocol
zIdentity
zPayRails
zCompliance

THE ZONIQX OS STACK

Asset & Protocol Layer

zProtocol
(ERC-7518 / DyCIST)

A compliance-embedded RWA standard that encodespermissions, transfer rules, lifecycle logic, and supervisorycontrols directly at the asset level.

Policy & Compliance Layer

zCompliance

A jurisdiction-aware policy engine enforcing KYC/KYB,investor eligibility, transfer restrictions, caps, and regulatory logic—consistently across venues.

Policy & Compliance Layer

zIdentity

Federated identity, attestations, and role-based permissions that can be reused across issuers, funds, venues, and chains, eliminating repeated onboarding.

Asset & Protocol Layer

zConnect

Multi-chain and multi-venue orchestration for issuance,secondary trading, and liquidity routing—without rewriting compliance logic per ecosystem.

Policy & Compliance Layer

zPayRails

Stablecoin, fiat, and CBDC-ready settlement rails integrated into compliant asset flows.

Asset & Protocol Layer

z360

Corporate actions, reporting, reconciliations, and lifecycle automation for tokenized assets.

Build regulated tokenized markets on a real operating system.

Tokenization is moving from pilots to production. What determines success is not the asset,
the chain, or the token, but the infrastructure underneath.
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